KIDZ ECONOMY PERSONAL ECONOMY SERIES · COURSE 3 OF 3 · THE CAPSTONE
W.E.A.L.T.H.
Tower
Work · Earn · Assets · Long-game · Take care · Help
Stop living paycheck to paycheck — start building.
A gamified money-life simulation for students aged 8–11 — run as a school CCA, in-school enrichment, or a holiday camp — where they turn spare money into assets, protect what they build, and plan a future worth saving for.
8–10
WEEKS
50
MIN / LESSON
8–11
AGE GROUP
🎒
Theo
Your Personal Economy guide helping students build a future, not just a budget.
The only program where students turn spare money into assets, protect what they build, and plan a future — measuring success by security, not just cash.
THE PROBLEM
Earning money is taught. Building security with it is not.
Most people spend their whole lives trading hours for money and hoping there's enough left at the end. Almost no one is taught the quieter, more powerful idea: that money can be turned into things that earn, that a safety net is built on purpose, and that a secure future is planned, not wished for.
W.E.A.L.T.H. is the capstone of the Personal Economy Series. Having learned to manage money and borrow wisely, students now learn to grow and protect it — turning surplus into assets, building a cushion against shocks, and planning toward a real future goal. They leave understanding that wealth isn't a big number; it's security you build.
Earn → Own
of fictional businesses students follow across the program each teaching a different investment idea through real consequences.
Live stakes
a safety net isn't optional — students build one before they reach for growth.
Think in years
the long game — patience and a plan beat chasing the quick win.
HOW IT WORKS
The money-life simulation — zoomed out to the long term.
⚙️
Make Money Work
Students turn spare KC into assets that earn for them — discovering the difference between a paycheck that stops and money that keeps paying.
💧
More Than One Stream
They build more than one way for money to come in — and feel how that steadies a whole money life.
🛡️
Protect It
A real safety net goes up before the growth does. When a shock lands, the protected students barely flinch.
📊
Future Score
A live Future Score — built from assets, protection and progress to goals — measures real security, not just cash on hand.
WHY IT MATTERS
Wealth isn't a big number. It's security you build on purpose.
🧠
Experience Over Instruction
Students don't hear that "assets pay you" — they own one in the sim and watch it keep paying while a paycheck stops.
🎭
A Transformation to Root For
Theo's journey from paycheck-to-paycheck to a planned future is the whole series' payoff — and a model students follow.
🌳
The Security Mindset
They leave asking not just "how much do I have?" but "how safe and how planned is my future?" — the question wealthy decisions are built on.
LEARNING OBJECTIVES
What W.E.A.L.T.H. sets out to teach.
01
Turn money into assets that work for you.
02
Build more than one way for money to come in.
03
Protect what you build — a safety net and spread risk.
04
Plan for the long term — and understand what wealth is for.
PROGRAM JOURNEY
A serialized money life across up to 10 lessons — 7 core, 2 supplementary, and a finale.
1
From Earning to Owning
Theo realises a paycheck stops when you do — but an asset keeps paying. Students make their first move from spending money to owning things that grow.
2
Build, Protect, Diversify
Students grow their assets, put up a safety net, and learn not to bet it all in one place — then a shock tests who built wisely.
3
Theo's Future
Future Scores are totalled, the most secure future is crowned, and Theo's life years later is revealed — the payoff of the whole series.
The simulation runs the whole program — students watch the future they're building take shape, week by week.
LEARNING OUTCOMES
What your student walks away able to do.
Think in assets
Your student will see money not just as something to spend, but as something that can be turned into things that pay them back.
Build income streams
They'll understand why more than one way to earn makes a whole money life steadier.
Read business news critically
They'll understand a glowing headline can hide a bad story — and know exactly what questions to ask.
Spread risk
They'll grasp why putting everything in one place is dangerous — at a real-life level.
Plan a future
They'll have set a long-term goal and built toward it, learning that the future is planned, not wished for.
Understand what wealth is for
Having given some away in the sim, they'll see money as a tool for a good life — including others'.
DURATION & SCHEDULE
Designed to flex into a CCA, an enrichment block, or a holiday camp.
📅
8–10
per program
⏱
40–60 min
per session
📆
Flexible
weekly CCA, enrichment or camp
🗓
T1–T3
terms available
Runs as a weekly after-school CCA, an in-school enrichment block, or a condensed holiday camp. The core lessons plus the Finale make the complete experience; longer runs add supplementary lessons. As the capstone of the Personal Economy Series, W.E.A.L.T.H. lands best after B.U.D.G.E.T. and D.E.B.T. — but works as a standalone too.
PRICING & BOOKING
Flexible pricing — tailored to how you'll run it.
Cost depends on your format, cohort size and term, so we keep it simple: tell us how you'd like to run it and we'll send a tailored quote. Whether you're a teacher, a CCA coordinator, or booking for a whole school, we'll find the right fit.
🧑🏫
Teachers
Want to run it with your class? Get in touch and we'll size it for your group.
🗂️
A CCA coordinator
Planning your enrichment or CCA line-up? We'll quote across your cohorts and terms.
🏫
A whole school
Rolling it out across year groups or sites? Ask about school and series pricing.
WHAT SCHOOLS ARE SAYING
Real results from real classrooms.
"When a 'shock' hit the class and the kids who'd built a safety net barely flinched, the whole room understood why protection comes first."
CCA Coordinator
International School, Singapore · sample
"My students stopped chasing the biggest number and started talking about 'security.' That mindset shift is everything."
Year 6 Teacher
International School, Malaysia · sample
"My daughter explained 'revenue isn't profit' over dinner. She's eleven. This program is doing something special."
CCA Coordinator
International School, Singapore · sample
FREQUENTLY ASKED QUESTIONS
Everything you need to know before booking.
ANNUAL FLAGSHIP EVENT · SINGAPORE
The
Financial Games
Once a year, Kidz Economy partner schools come together for a two-day financial-literacy competition. Students who have completed a Kidz Economy program compete across seven medal events — applying everything they've learned in a format that feels like a championship, not a classroom.
Every event awards individual medals to the top three teams. A running medal tally determines the overall school champion — who takes home the Financial Games Travelling Trophy.
SAT + SUN
WEEKS
3 HRS
PER DAY
7
MEDAL EVENTS
4
STUDENTS PER TEAM
🥇
5 pts
Gold
🥈
3 pts
Silver
🥉
1 pt
Bronze
SGD 100 / student
Partner school entry