Kidz Economy Investing Series · Course 1 of 3
L.I.F.E.
Agency
Leadership · Investing · Finance · Earning
Where students become investors — not just students.
A fully gamified after-school program that puts Years 4–6 students in charge of a real investment portfolio, a live classroom economy, and their own financial future.
8–10
WEEKS
Yr 4–6
AGE GROUP
50
MIN / LESSON
SGD 35
PER STUDENT / LESSON
🎩
Tycoon Taylor
Your guide through the L.I.F.E. Agency
The only after-school program where students manage a real stock portfolio, collect rent from virtual real estate, and learn to build wealth all before they turn 12.
THE PROBLEM
Most students reach adulthood without ever learning how money actually works.
Financial literacy is one of the most consequential life skills a young person can develop — yet it is absent from the curriculum of most schools. Students who don't learn to think about money at a young age carry that gap into adulthood, where the consequences compound.
The L.I.F.E. Agency was built to close that gap. Not through lectures or worksheets — but through a fully immersive, gamified experience that puts real financial concepts in students' hands from the very first lesson.
82%
of adults wish they had learned financial basics earlier in life.
By the time a student completes L.I.F.E., they have personally experienced what it feels like to make investment decisions, watch a market move in response to news, collect passive income from assets they own, and manage a portfolio across a complete economic cycle. That experience changes how they think about money — permanently.
1 in 3
school graduates have never had a structured financial literacy experience.
Age 10
is when financial habits begin to form making Years 4–6 the critical window for intervention.
HOW IT WORKS
A Netflix-style financial drama — delivered every week in your school.
Kidz Economy has been recognised by the world's leading financial literacy and education organisations — not for what we plan to do, but for what we've already built.
📈
Live Stock Market
Students buy and sell skill-based stocks that fluctuate based on weekly market events. Every lesson the market moves — and so does their portfolio.
🏠
Real Estate Economy
Students invest in virtual properties and collect rent income at the start of every lesson. The earlier they buy, the more they earn over the program.
📡
Breaking News Events
Market-moving news drops mid-lesson. Students trade on their predictions before seeing the outcome — exactly how real markets work.
🏆
Kidz Cash Economy
Every student manages real Kidz Cash across the program. The student with the highest total wealth at the Finale is named Tycoon of the Year.
WHY IT MATTERS
Financial literacy isn't just a life skill. It's a head start.
🧠
Experience Over Instruction
Students don't learn about investing by being told about it. They learn by doing it — managing a real portfolio with real consequences every single week.
🎭
Story-Driven Engagement
Tycoon Taylor guides students through a narrative that builds episode by episode. Students come back each week genuinely wanting to know what happens next.
💡
Concepts That Stick
When a student experiences a market crash in the L.I.F.E. Agency, they understand risk in a way that no textbook explanation could produce.
LEARNING OBJECTIVES
What the program sets out to teach.
01
Students don't learn about investing by being told about it. They learn by doing it managing a real portfolio with real consequences every single week.
02
Explain the concept of passive income and why it matters for long-term wealth
03
Analyse market news and predict how it will affect asset prices
04
Apply the concepts of supply and demand to explain price movements
05
Understand risk and diversification — why spreading investments protects wealth
06
Distinguish between bull and bear markets and what each means for investors
07
Make evidence-based investment decisions under time pressure and uncertainty
08
Manage a personal portfolio and track total wealth across a complete program
PROGRAM JOURNEY
7 core episodes. 2 supplementary. 1 finale. Up to 10 lessons total.
1
Welcome to the L.I.F.E. Agency
Students receive their first Kidz Cash allocation, discover the stock market and real estate economy, and make their first investment decisions.
2
The Earning Engine
Students learn how income works — active vs passive — and make their first strategic asset purchases.
3
The Market Rollercoaster
Supply and demand in action. A market event shakes prices — students trade on their predictions for the first time.
4
The Power of Saving
Opportunity cost in action. Students feel what it means to give something up in order to build something bigger — and make real KC decisions that reflect that choice.
5
Diversification
Don't put all your eggs in one basket. Students experience firsthand why spreading investments across different assets protects wealth when one market moves against them.
6
The Art of Negotiation
Win-win trades. Students negotiate directly with each other to exchange assets — discovering that the best deals leave both sides better off.
7
The Market Crash!
Risk and resilience. The most dramatic episode of the core program — a market crash hits every portfolio. How students respond is the lesson.
S.A
Passive Income Power
Students go deeper on the assets that pay them week after week — exploring how passive income compounds over time and why building it early changes everything.
SUPPLEMENTARY A · 9-WEEK SCHOOLS
S.B
The Market Recovery
Bull vs bear markets. Following the crash, students discover that every market downturn contains an opportunity — if you have the discipline and the capital to act.
SUPPLEMENTARY B · 10-WEEK SCHOOLS
★
The Tycoon Finale
Total wealth is calculated. Portfolios are liquidated. The student who built the most wealth across the program is crowned L.I.F.E. Agency Tycoon of the Year.
LEARNING OUTCOMES
What your student walks away able to do.
The Power of Saving
Your student will approach financial decisions by asking: what does this asset do for me? They'll look for returns — not just price tags.
Understand markets intuitively
Having experienced a live classroom market, your student will grasp how supply, demand and news interact — without needing a textbook definition.
Value passive income
After collecting rent every lesson for eight weeks, the concept of assets that work for you isn't abstract — it's personal and memorable.
Manage risk consciously
Your student will understand why diversification matters — because they've felt what happens to a concentrated portfolio when one asset crashes.
Make decisions under pressure
Every Trading Window teaches students to act on analysis rather than impulse — a skill that transfers to every decision they'll make in life.
Talk confidently about money
Students finish the program with the vocabulary, the concepts, and the personal experience to discuss financial ideas with genuine understanding.
DURATION & SCHEDULE
Designed to fit seamlessly into your school's CCA calendar.
📅
8–10
WEEKS PER PROGRAM
⏱
50
WEEKS PER PROGRAM
📆
1×
PER WEEK, AFTER SCHOOL
🗓
T1–T3
TERMS AVAILABLE
How the program length works. Every school receives the same 7 core lessons plus the Finale — that's the complete 8-week program. Schools with 9-week terms add Supplementary Lesson A (Passive Income Power) before the Finale. Schools with 10-week terms add both Supplementary A and B (The Market Recovery) before the Finale. Every program length delivers a complete financial education. Lessons can be adjusted between 40–60 minutes to fit your CCA slot.
DURATION & SCHEDULE
Simple, transparent pricing. Everything included.
Minimum Cohort
Programs run with a minimum of 6 students. The classroom economy works best with 8–18 students per cohort — enough for a competitive market without losing the personal touch.
What's Included
Every SGD 35 covers one complete lesson including all physical materials, the facilitator, and program management. There are no additional material fees, setup costs, or hidden charges.
Example Cost
A school running L.I.F.E. Agency for 10 students over 8 weeks pays SGD 2,800 total — less than SGD 350 per student for a complete financial literacy program with curriculum, resources and delivery.
Part of a Series
L.I.F.E. Agency is Course 1 of the Kidz Economy Investing Series. Schools that run all three programs receive priority booking and series pricing — contact us to discuss.
WHAT SCHOOLS ARE SAYING
Real results from real classrooms.
"[Placeholder] The L.I.F.E. Agency transformed how our students think about money. By Week 3, they were analysing market events with genuine sophistication. This is unlike anything else we've offered in our CCA programme."
School Leadership
Deputy Head · International School, Singapore
"[Placeholder] I've taught for twelve years and I've never seen students this engaged in a financial context. The Tycoon Taylor character keeps them hooked — and the concepts genuinely stick."
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Parent
Year 6 Parent · International School, Malaysia
"[Placeholder] My daughter came home after the first lesson and explained to me what a stock market is. She's nine. That's the moment I knew this program was something special."
CCA Coordinator
Primary Educator · International School,Singapore
FREQUENTLY ASKED QUESTIONS
Everything you need to know before booking.
ANNUAL FLAGSHIP EVENT · SINGAPORE
The
Financial Games
Once a year, Kidz Economy partner schools come together for a two-day financial literacy competition. Students who have completed L.I.F.E. Agency compete across seven medal events — applying everything they've learned in a format that feels like a championship, not a classroom.
Every event awards individual medals to the top three teams. A running medal tally determines the overall school champion — who takes home the Financial Games Travelling Trophy.
SAT + SUN
WEEKS
3 HRS
PER DAY
7
MEDAL EVENTS
4
STUDENTS PER TEAM
🥇
5 pts
Gold
🥈
3 pts
Silver
🥉
1 pt
Bronze
SGD 100 / student
Partner school entry